Charles Tidyman Lowndes (1808 - 1884)

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Birthplace: Charleston, SC, USA
Death: Died in Charleston, SC, USA
Managed by: Kendall G. Bryan, Jr.
Last Updated:

About Charles Tidyman Lowndes

In 1850, Charles Lowndes started an insurance agency which he called C. T. Lowndes & Company. It is possible that the bank had started making loans on homes and a place was needed to secure insurance for these loans. The devastating $400,000 Charleston fire in May of 1850 was a factor. The office was located at 10 Broad Street. Companies selling insurance in Charleston at that time included Savannah Mutual, Augusta Insurance and Banking Company, Commercial Fire Insurance Company of Hartford, Fireman's, and Aetna.

The 1854 hurricane was a violent storm that heavily damaged Charleston with high winds and much flooding. The early Insurance policies did not provide wind or flood insurance.

The Lowndes family was one of the wealthier families in Charleston. Charles Lowndes lived at 51 East Bay Street (he bought the house in 1836), one of the largest homes in Charleston. South Carolina seceded from the Union on Dec 20, 1860. Four months later, On April 12, 1861, the first shot of the War of Northern Aggression was fired from the Charleston Battery towards Fort Sumter. From the porches of his home, Charles, Sabina and their children, were able to watch the bombardment of the Fort Sumter.

He was 6'1" tall with hazel eyes and grey hair.

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Charles Lowndes's Timeline

1808
June 28, 1808
Charleston, SC, USA
1829
December 31, 1829
Age 21
1840
August 22, 1840
Age 32
Charleston, SC, USA
1884
November 13, 1884
Age 76
Charleston, SC, USA
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Magnolia CemeteryCharlestonCharleston County South Carolina