India, in the meantime, has gone from strength to strength. On September 21, the Sensex breached the 20,000 mark for the first time since January 2008. The economy is booming at a stupendous 8.5% of GDP. But while there’s a sense of jubilation all around, the common man is in a quandary about how to use his money well? Should he spend, invest or save? Is it the beginning of another bull-run or is it time to make the moolah and stay put?
