Charles Tidyman Lowndes
|Birthplace:||Charleston, SC, USA|
|Death:||Died in Charleston, SC, USA|
|Place of Burial:||Magnolia CemeteryCharlestonCharleston County South Carolina|
Son of Congressman Thomas Lowndes and Sarah Bond Lowndes
|Managed by:||Kendall G. Bryan, Jr.|
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About Charles Tidyman Lowndes
In 1850, Charles Lowndes started an insurance agency which he called C. T. Lowndes & Company. It is possible that the bank had started making loans on homes and a place was needed to secure insurance for these loans. The devastating $400,000 Charleston fire in May of 1850 was a factor. The office was located at 10 Broad Street. Companies selling insurance in Charleston at that time included Savannah Mutual, Augusta Insurance and Banking Company, Commercial Fire Insurance Company of Hartford, Fireman's, and Aetna.
The 1854 hurricane was a violent storm that heavily damaged Charleston with high winds and much flooding. The early Insurance policies did not provide wind or flood insurance.
The Lowndes family was one of the wealthier families in Charleston. Charles Lowndes lived at 51 East Bay Street (he bought the house in 1836), one of the largest homes in Charleston. South Carolina seceded from the Union on Dec 20, 1860. Four months later, On April 12, 1861, the first shot of the War of Northern Aggression was fired from the Charleston Battery towards Fort Sumter. From the porches of his home, Charles, Sabina and their children, were able to watch the bombardment of the Fort Sumter.
He was 6'1" tall with hazel eyes and grey hair.